Thursday, 26 December 2013

Boxing day - the day after Christmas/Considering ALL of the BILLS...?!

I stayed in. Mostly, played on the laptop computer.

I should have done some computer studying, actually; but, for some reason...frankly, too many other problems to have to consider, namely, bills, bills, BILLS/-(with very little money left to pay them)-; so, I didn't do any online studying at all.

I need to pay...

Council Tax: £99.00 monthly/followed by 2 further payments of £98.00 monthly.
Debt Management: £80.00 monthly.
Gas repayment debts(£10.00 weekly/£40.00 monthly/£120.00 quarterly
Electric bill: £80.00 quarterly
Gas usage(£3.00 daily/£21 weekly/£84.00 montly/£252.00 quarterly)
TV licence: £140.00
Telephone bill: £40.00 quaterly + £100.00 fixed rate fee yearly.
Water Rate £160.00 yearly
House insurance: £24.00 monthly/(£72.00 quarterly)
-etc.

Nevermind, pay for...

Food/drink/snacks
Studying: College courses/online studying
Exercise: Gym/Class
Art Class
-etc.

In short, the endless bills just seem to run on and on and on...; and, the incoming money: £120.00 fortnightly is not enough to help pay all of that.

For example, in one month I get 2 x lots of £120.00 = £240.00.

The first £120...I have to take out £80.00 to pay Debt Management fees...leaves just £40.00 to live on for 2 weeks...leaving just £20.00 per week to live on...which is not enough even for food/drink;

The second £120...I have to pay £99.00 Council Tax bill...leaving just £20.00 to live on for 2 weeks...leaving just £10.00 per week to live on...makes things even far worse.

Basically, the outgoings are far more than are the incomings by a whole entire mile/(no wonder I'm tempted to gamble, sometimes; and, heaven help me if I ever were to lose)!


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