Saturday 12 November 2022

Sat 121122 Anglican Windows salesman came to give me quote...

Sat 121122 10:00 AM Anglican Windows salesman visited to give me a quote about getting in a new 'front door replacement' ----- My front door is getting really old...; so, recently, I did an internet search to inquire about getting in a new 'front door replacement'. - First, I contacted a local company called: Premier Windows...who are located in Upper Norwood -(I live in West Norwood)-; they told me to email them over some pictures; their quote was for £2,700.00+. - Next, I contacted Anglican Windows...who are a famous company countrywide to come and give me a quote this morning. The guy took a look, and, said the 'cheapest' deal he could do is...it would cost me £2,400.00 for a composite door...which is PVC/but, looks like wood. He said he would replace the whole entire door frame/plus, door, everything. You must deposit 15%...which is £400.00; and, the rest is to be paid on job completion...lasting anything up to 8 weeks. ----- My own thinking was that the cost of putting in a new door would be somewhere around £250.00/£400.00. Completely forget that idea altogether...; I must have been totally 'dreaming'. As an 'unemployed' person there is no way I can afford to pay 2/3+ grand...?! So, I guess, the 'front door replacement' is just going have to wait until another day. The moral of the story is...when one is 'unemployed' it is very difficult, indeed, to afford maintaining running a full house. My other problem being how to fix the multiple leaks inside of the roof...; so that whenever it rains...I don't have to keep putting down buckets to collect up all of the rain, anymore; and, then, have to keep on 'emptying' these buckets...until when they fill up, again. The boiler/central heating doesn't work...; so, it needs a 'new' boiler replacement. As a result this place is utterly freezing cold in winter time. I have to walk around carrying a hot water bottle...in order to keep warm. (Turning on the electric heater does cost too much...; as the electric company are 'doubling' their prices.) Once more, everything seems to boil down to just not having sufficient funds...???

Friday 11 November 2022

Fri 111122 Government help: British Gas/Council rebate...worries about rising costs, in future.

BRITISH GAS This month I was given... £66.00 help towards my British Gas PAYG/Pay As You Go electricity a/c.. In order to receive it, I had to go down to the GPO/General Post Office with the meter 'key' needing to be topped up/together with sufficient ID. So, normally, the meter downstairs has no money on it...; and, for that reason, I am forced to live in darkness. Having to move around downstairs either in the dark/or else, using a USB torch, instead. But, for now, at least, I got 'lighting' come back, again. ----- COUNCIL TAX REFUND I recieved a Council Tax refund of £200.00; paid directly into my bank a/c., today. My bank a/c. is, currently, overdrawn by: £2,000.00. As I have very little funds coming in...through being 'unemployed'; therefore, my a/c. is, constantly, in a state of being overdrawn; and, for which I have to pay monthly interest of about £40.00/or, £480.00 yearly. Meaning, if I do get some money coming in...; then, I am forced to spend it...on paying other bills; thus, most of the time, my bank a/c. balance says absolutely nil. In fact, when I don't have enough money to be able to survive on...; I feel 'forced' into taking out a loan to pay for things; then, that loan a/c. reaches the maximum limit; right now, I owe £500.00 in loans...due to be repaid. Plus, there are, at least, 4 more outstanding loans to be repaid; for which I have had to set up an agreement to repay them £5.00 monthly/ (only, then, they will cease pouring on other interest charges). ----- CONCLUSION I live my life in a continual state of being totally 'flat broke'. Any help I get is good, of course; and, is much appreciated....; but, the truth is, it doesn't really change much...; I'm still living life being totally 'flat broke' all the time. In short, this is NOT what I call, really and truly, 'living'; being able to spend on what you want. Right now, I need... - a new computer/my current computer has really low memory(118GB). It costs, at least, £200.00 to buy a new one(1TB); but, right now, -with all of the other bills still yet to pay- I just cannot afford it?! - both the quaterly electricity/gas is set to 'double'. I'm actually afraid to send in what is the 'latest' monthly meter reading...in case, the price will leave me shocked! If the quarterly price of both gas/electricty would normally average out at around: £400.00+; and, that price is, now, set to 'double'; then, that must mean the next gas/electric bill is going to cost: £800.00+! I may be forced to change from using a normal 'credit' gas/electric meter upstairs...to having them install both a PAYG gas/electric meter, instead. Only trouble there is, I've heard it said that PAYG rates is even more 'expensive'...than is running a normal gas/electric meter...?! The only good thing about PAYG...is, at least, there are very few surprises...frankly, you can only use whatever gas/electricity you've already gone and paid for; the big drawback being...if there's no money left pay into the meter...then, you get 'no gas/no electricity'...; whilst the monthly 'standing charge' to have a meter still keeps on running up and up...! If it helped to install PAYG electric/gas meters upstairs; then, I already would have...in order to stop costs running up; but, the whole idea...of not having any funds available to feed into the meter...would mean no electicity upstairs...meaning, no TV/no computer; and, with no gas downstairs...I would have to eat food utterly freezing cold. Those thoughts do, seriously, 'scare' me...into NOT wanting to go make the switch. On the other hand, I also recognise that if I don't make the switch, right now; then, whenever the £800.00+ bill comes in...; I will have no other choice but to switch, then. ----- HOUSE PROBLEMS When one adds on top of all this financial stress...; is the house, desperately, needs to be fixed...as there are leaks on every floor; I have go place down buckets to catch up all the rain that's keeps constantly pouring in...sometimes, for all of 24 hours; and, then, constantly 'empty' the buckets/as the rain re-fills it back, again and again; but, I have no money to set up whole house scaffolding/and, to be able to mend the roof in multiple different places; which, I'm sure, is going to cost £1000's no less...?! The central heating don't work...another thing needing to be fixed/old boiler needs replacing with a new one; and, it's winter time...so, the place is utterly freezing cold/as well as, having multiple leaks. I have to walk around with a 'hot water' bottle. And, there are so many other repairs that needs doing, as well. It all adds up to problems being put on top of more problems...; and, endless worries on top of more worries. - etc.

Thursday 10 November 2022

Thu 101122 Lidl 99p Hot Dog in a box(found spider inside packaging)

Thu 101122 2PM Brought a hot dog in a box...from Lidl supermarket store. Inside of the packaging I found a brown 1 x inch long spider...?! ----- Yesterday, I went out shopping...I brought a hot dog in a box/from supermarket store Lidl up the road. Well, today, feeling extremely hungry, I tried opening up the box to go and eat it...; much to my shock and horror, I found a medium sized brown spider around 1 inch long inside of the box...sitting on top of the plastic packaging. Immediately, I walked over to the kitchen window...where I shook the spider off the plastic packaging...and, into the back garden. (NOTE: I'm afraid to 'touch' spiders. Agoraphobia.) ----- My next thoughts, all because I'm hungry, is the spider was seen 'outside' of the plastic packaging; which might mean the contents 'inside' of the plastic packaging might still be safe to eat. So, I went downstairs and put the plastic packaging inside of the microwave oven to go and eat. Only when the microwave had finished heating up the package...in about 2 minutes/50 secs...I noticed a small split inside of the plastic packaging. Next, I started thinking to myself... - was it because I'd placed the packaging to 'heat up' inside of the microwave too long...which had caused the plastic packaging to, suddenly, split open? - or, was it the spider itself that did make that hole...? Anyway, ultimately, I decided to not take the risk...; might as well go and buy another hot dog sausage costing just .99p; than, go and eat something which might make me seriously ill...??? ----- Some other thoughts I had were to go and sue Lidl supermarket company. But,... 1> I had already thrown out the spider...(as proof). 2> As an 'unemployed' person...I do not have sufficient funds available to go and sue a large supermarket company like Lidl. ----- Listing the full contents being included inside of the box:- - 1 x hot dog bun - 1 x hot dog sausage - 1 x sachet of tomato ketchup - 1 x sachet of mustard