MARTIAL ARTS RELATED
KRAV MAGA CLASSES COMING SOON TO MY LOCAL WEST NORWOOD LEISURE CENTER
10 AM In the morning, I received a surprise phone call from Sunnil -(my martial arts: Krav Maga, training partner) who lives in Tulse Hill. He stated that he's near West Norwood Leisure Center, I should come and meet him there. So, I agreed. It took me around 5 minutes to get ready; and, then, ride my bike down there. He said, he's there waiting for Remi the Krav Maga training instructor to appear; as he Sunnil works for these Leisure Centre's; and, Remi wanted him to introduce him to the people in charge so that he could set up running Krav Maga training courses, soon.
Eventually, Remi arrived; and, greeted me with both a smile, and, a handshake. I had a brief chat with him; in regards to the prices; and, Remi mentioned £50.00 monthly/£10.00 on a per class basis. Then, I let both of them get on with doing their business.
Myself, I went and collected a FREE Metro newspaper for my mum from West Norwood train station; and, then, set off back home, again.
ARTS RELATED
SHORT STORY WRITER: REGI CLAIRE
Sometime earlier during the week; I think, it was weekend...I was walking through Vauxhall, Vincent Van Gogh Walk; when I saw a FREE book exchange service. Take a book/leave a book. I took out a short stories book called: 'Fighting Fit', written by author: Regi Claire; which is what I'm currently reading, right now. This morning I also went to visit Amazon.co.uk web site; and, ordered 2nd volume of hers called: 'Inside/Outside', she appears to be a rather unique, and, great short story writer.
ABSTRACT ARTIST: JACKSON POLLOCK
I went and brought a book from off eBay.co.uk; won it at the bid price of around £4.00. It's a Taschen volume in regards to the life/works of famous 'abstract artist' Jackson Pollock. It was a very good introductory read; and, I was surprised to discover that I liked seeing most of his artworks where were both original, and, graphic wise very strong. (It almost inspires me to go have a go at doing some 'abstract art' myself.)
WORK RELATED
TOOTING/THE WORK PROGRAM
I was meant to attend the Streatham Job center directed work program at Tooting; however, I did not bother going for all this week; therefore, it's highly likely they will send me a letter requesting me to explain why I did not turn up; and, if I can't come up with a good enough excuse I'm sure they will add a further 3 months sanction onto my benefits; which has already been withdrawn up to OCT 9TH 2015.
Plus, I haven't been attending the Self-employment course every Thursday, neither. Which is another thing they may wish to sanction my benefits for.
Recently, I been feeling very stomach sick; so, instead, of going out...I decided to stay in; until when my stomach does fully recover. I didn't wish to have a full blown ulcer attack which might lay me back in bed for say whole entire months. However, I did not go and get any doctors certificate, neither; so, therefore, I have no official explanation/or, proof as to why I didn't attend.
I'm also meant to re-apply to work at the Bakkavour warehouse food factory in Hangar's Lane; the job interviews do take place every Monday.
FRIDAY
I woke up this morning to check my bank balance; much to my surprise, I'm -£37.00 overdrawn. Each day that I'm overdrawn the bank helps themselves to £6.00 charges per day. Plus, more interest charges on my 2 grand overdraft loan charged at the end of the month amounting to around £30.00+. This is why they say that "everyday, the rich are getting richer/and, the poor even poorer still." It's completely ridiculous!
Where the hell am I going to get £37.00 to pay this overdrawn limit off, I wonder...?!
I also checked my bank online statement -which I tend to do nearly each and every single day- because when you are poor you nearly always exist at the limit of being overdrawn...which means further charges are likely to accumulate; and, it says that OCS Cleaning company has paid me £24.00; however, I worked there 'one' night: 20th August 2015, from 7PM-1AM...which, I calculate, is 5 hours long...emptying dustbins at the Oval Cricket Grounds. If the minimum wage is: £6.50 per hour; so, 5 x £6.50 = £32.50; I believe, they are short-changing me.
NOTE: The -£37.00 OD charge still remains after I was paid by OCS...as British Gas company has charged to my a/c. two lots of...
-£38.00 (Monthly Direct debit, for having £200.00 outstanding on the gas bill to pay)
-£26.18 (Monthly Direct debit for Gas Boiler service charges)
--------
-£64.18
Thursday 27 August 2015
Saturday 22 August 2015
200815 Quit Job: OCS Cleaning/Art Galleries: Tate Britain
200815 JOB: OCS CLEANING/OVAL CRICKET GROUNDS - FINISHED JOB/I WALKED OUT
I haven't had a 'serious' job in years/possibly, decades. Instead, what I did in the mean time I would class as being purely 'voluntary work'; either 'unpaid'/or else, very low pay, indeed.
I haven't had a 'serious' job in years/possibly, decades. Instead, what I did in the mean time I would class as being purely 'voluntary work'; either 'unpaid'/or else, very low pay, indeed.
For example, currently, I'm doing Admin work -one day per week- for a company called, First Step Trust; and, it's a 'job placement' meaning they only pay your travelling cost fares...which is £1.50 per half day: 9:30 AM-1:30 PM/£3.00 a full day: 9:30 AM-5 PM.
Streatham Job Centre sent me to the Work Program which is based in Tooting; which aims to put 'unemployed' people into proper 'paid' work. Each individual job seeker is assigned a particular Work Program Advisor. So, I told my Advisor, Philip, get me 'any' job; but, NOT cleaning; which, from my own previous bitter experience, I know I do absolutely hate! What does the Advisor go and do, next...he gets me a job in Cleaning; he even went so far as to tell me to my face that this role is 'ideal' for you. Needless to say, I didn't even bother to reply to that; otherwise, we might end up actually physically fighting together!
Anyway, the job they sent me to is OCS Cleaning at Oval Cricket Ground. It's not regular work as in Mon-Fri/9AM-5PM; but, instead, it's purely contractual work; meaning whenever there is an event at the Oval Cricket Ground such as a Cricket match...then, that's when they text you to come there to work. When the event/event's is/are over with; then, there is no further work. So, work is basically periodical...for, 'one' day/or else, a series of days. You can also chose to do either day shift/or, else night shift. I chose to do night shift...because I was so embarrassed to have to do cleaning; that I didn't wish anybody to see me doing that type of work.
I've worked there 3 days so far to date.
One Friday night, they sent me off to go and empty bins; which I did from 7PM-1PM morning.
Another Friday night, I arrived there 1 hour late; and, again, I emptied bins from around 8 PM until 10 or 11 PM.
They next hired me to work there for a series of 5 days, lasting from the 20th up to the 24th Aug 2015 from 6:30 PM upwards.
Well, on the 20th day, I went...and, as usual, emptied bins from 7 PM-1 PM...with 1 hour break in between...lasting until 2 PM. The supervisor asked me what time do I intend to leave? I answered 5 PM. Then, they asked me to go and clean the toilets. That's when I walked out...!
Ever since then I've not been back there anymore. I thought really hard about going back...; but, just can't seem to find enough 'courage' to do so...?! They are paying me the 'minimum wage' which is £6.50 per hour; and, I'm just not willing/or, desperate enough to go and clean toilets for that money; or, indeed, for any money whatsoever no matter how high. If there is one cleaning job I just can't stand; then, cleaning toilets is it. I guess, they got me at my breaking point. So, I decided to just simply quit. I will clean floors/windows/glass/empty bins; but, sorry, I ain't cleaning no toilets. Not unless I wish to end up deeply depressed/'psychopathic'; totally hating the world, and, absolutely everyone and everything in it.
So, I guess, it's back to being 'unemployed', all over again. I just cannot bring myself to go back there and do that job, anymore. My decision is 'final'. I went right up to the gates each evening: 21st/22nd(today)...but, just couldn't get myself to go in; so, instead, I rode my bike straight back home, again.
220815 ART GALLERY: TATE BRITAIN
220815 ART GALLERY: TATE BRITAIN
http://www.tate.org
Visited seeing the Tate Gallery in Pimlico/also, called, Tate Britain, today.
Saw the works of: Turner/Moore/Hockney/-etc.
Forgot to take sketchbook along.
Currently, there are 2 major exhibitions going on...
Barbara Hepworth
http://www.tate.org.uk/whats-on/tate-britain/exhibition/barbara-hepworth-sculpture-modern-world
Fighting History
http://www.tate.org.uk/whats-on/tate-britain/exhibition/fighting-history
220815 ART GALLERY: Stephen Wiltshire
Art Gallery online...
Facebook link...
https://www.facebook.com/Stephen.Wiltshire.Artist
I went to see the Stephen Wiltshire art gallery near Regent's Street, today. Unfortunately, the gallery itself was closed; but, I could still see the drawings from outside through the large panes of window glass; plus, there was a movie of him playing of him at work.
Friday 21 August 2015
210815 Latest News: Art: Wallace Collection/Martial Arts: Tai Chi/Work/-etc.
140815 SELF EMPLOYMENT
I believe it was somewhere around the 14th August 2015; when I decided to try 'self-employment' selling stuff on eBay. -(Decided to apply for form Working Tax Credits; which still hasn't arrived, yet?!)- However, so far to date, I haven't even updated the site to advertise anything for sale. I just been far too busy doing many other things, instead; or, just worrying endlessly about how on earth am I going to cope with paying bills when I have no incoming money.
You see, the complication about selling stuff on eBay is...first, you need 'stock to sell'; but, how do you get 'stock to sell'? The answer, of course, is you have to 'buy stock'; only if you've got no money left...; then, how can you 'buy stock'...?!
So, I'm having a lot of trouble just getting to step 1: buying/selling...; nevermind, having reached step 2, yet: which is obtaining cash from customers.
The other thing that worries me about self-employment is...
1> Keeping constant paper records
2> Having to deal with Tax/National Insurance yourself
3> The unknown...???
4> -Etc.
150815/160815 TAI CHI WITH JAKE IN REGENT'S PARK, ALONG THE BROADWALK/LONDON ZOO END: WHITE WATER FOUNTAIN/OPPOSITE CAFE WITH SIGNS SAYING: 'SMOKEHOUSE'
I located a FREE Tai Chi event through the site
http://www.meetup.com
...which takes place inside of Regent's Park between 10AM-11PM on both Saturday/Sunday.
I attended going there on both days. As usual with me, sometimes, I got there early/other times late.
For the first 2 or 3 lessons; it was just me and teacher Jake. (A young 21 year old blue eyed American who says he's from New York.) He is a very good teacher in that he gives one extremely detailed and clear explanations; which a lot of Tai Chi teachers don't even bother doing; so that one often ends up feeling totally confused. However, with Jake you come away feeling you really know and understand the whole purpose of the lesson/movements, instead.
160815 THE WALLACE COLLECTION
Sometime, during last weekend, Sunday; I went to visit seeing The Wallace Collection; which is a small art gallery housing a private collector's artworks; which is open to the general public. This gallery is located in Manchester Square, just behind Baker Street. I was surprised to see that it contains many wonderful artworks -in fact, quite literally, 100's of them- by 'great' masters including: Rembrandt, Rubens, Titian, Boucher, Murillo, -etc. In all there are 2 entire floors to see; and, the variety of artworks is wide including sculpture/paintings/ceramics/pottery/furniture/tapestry/decorations/-etc.
190815 BIRTH CERTIFICATE ID
Recently, during this week I went to Brixton Town Hall to pick up a 'birth certificate' copy...which I'd already paid £10.00 for; and, ordered around 1/or, 2 weeks before; because I'd lost my 'original' birth certificate.
This was meant to be a pretty straight forwards process...; namely, you pay your money; you are given both a time/date to come and collect it; and, then, you're done. However, the process proved to be more more lengthy and difficult than that.
The first time I went to collect, they told me they had lost it...; therefore, they will phone me back; I received no phone call(possibly, my answer machine was too full; and, couldn't receive any further messages); so I had to return back there in order to query in person.
The second time they said, yes, they have it; however, it's been wrongly printed out onto a 'green' marriage certificate paper; therefore, will need to be corrected. Come back in an hour's time.
The third time, they seemed to have gotten it correct, printing on to 'light brown' paper(not the 'original' red as I'd been expecting). They also said that, now-a-days, these certificates are 'typed', which is much clearer to understand/read; and, then, officially signed.
Ironically, however, I wanted to use the Birth Certificate as proof of ID; but, when I read the notice which is written at the bottom it said:
"WARNING: A CERTIFICATE IS NOT EVIDENCE OF IDENTITY."
200815 OCS CLEANING AT OVAL CRICKET GROUND: 6:30 AM-1 PM
Yesterday, I went to work at OCS, again.
-(So far to date, I've worked there twice; each time on a Friday doing the 'late shift': 9PM upwards; the first night shift was from 9AM-2PM; the second night shift was short around 2 hours long...I got there late by around 1 hour, so...10AM-12 midnight.)
Recently, they offered me continuous 'late shift' work: 6:30AM upwards for 5 days: 20/21/22/23/24 August 2015.
I did my first 'night shift', yesterday, Friday. At first, everything went ok; because each time I go there I usually do just one same job which is 'emptying bins'. I emptied bins from around 7PM-1PM. Then, at around 2PM -(we had 1 hours break)- they decided to change my work to 'cleaning toilets', instead; that's when I decided to, immediately, 'sign out'...so that I don't have to clean toilets which is something I absolutely hate!
I'm really not too sure if I will be returning back there today during the evening; as I feel rather deeply ashamed and embarrassed that I might have gone and let the cleaning 'team' down; they probably view me as being a 'traitor', now.
However, I still have some serious bills to pay; and, no money to have to pay these with...my bank a/c. currently says a balance of only £0.76p. This is because my Benefit money has been sanctioned; meaning I did something wrong...signed on 'late'/or, didn't attend a job interview/-etc.; all the way until Oct 9th 2015. So, I really need money to pay all of the constantly incoming bills with really most desperately; otherwise, I would never even 'dream' of working for OCS.
Basically, Streatham Job Center insisted I do the Work Program at Ixion Business Center, Tooting, Bickersteath Road; and, the Work Program advisor, a young black guy called, Philip...who I told I will do any job; but, NOT cleaning...decided to give me the cleaning job, anyway!
210815 BARCLAYS BANK CASH CARD
Sometime, during this month August 2015 I opened a Barclays Cash Card a/c.; so that I can pay in my wages whenever I find suitable work.
The first Cash Card they sent me was plain/non-personalized; however, later on, I discovered that it's possible to personalize your Cash Card uploading a photo of yourself online; which will, then, get printed out onto the card. I received my personalized Cash Card today. Have to cut up the previous one; and, use the new, instead. The new one also has a slightly different number.
210815 BAKAVVOR FOOD COMPANY/DIDN'T GO FOR JOB INDUCTION AT 7AM TODAY
The Work Program told me to go for a 'paid' job induction today at Park Royal...which is near the end of the Central Line on the tube map...for BAKAVVOR Food company...who run 3 x large warehouses. In fact, I was meant to turn up there at 7AM.
However, I went to work for OCS Cleaning at night; and, came back home late; went to sleep around 4 AM; and, awoke around 10AM which is far too late to attend a 7AM appointment; which means I may have to re-apply, at the London Bridge branch of Ixion, for a BAKKAVOR interview all over, again; including Maths/English test/ID papers/-etc.
I believe it was somewhere around the 14th August 2015; when I decided to try 'self-employment' selling stuff on eBay. -(Decided to apply for form Working Tax Credits; which still hasn't arrived, yet?!)- However, so far to date, I haven't even updated the site to advertise anything for sale. I just been far too busy doing many other things, instead; or, just worrying endlessly about how on earth am I going to cope with paying bills when I have no incoming money.
You see, the complication about selling stuff on eBay is...first, you need 'stock to sell'; but, how do you get 'stock to sell'? The answer, of course, is you have to 'buy stock'; only if you've got no money left...; then, how can you 'buy stock'...?!
So, I'm having a lot of trouble just getting to step 1: buying/selling...; nevermind, having reached step 2, yet: which is obtaining cash from customers.
The other thing that worries me about self-employment is...
1> Keeping constant paper records
2> Having to deal with Tax/National Insurance yourself
3> The unknown...???
4> -Etc.
150815/160815 TAI CHI WITH JAKE IN REGENT'S PARK, ALONG THE BROADWALK/LONDON ZOO END: WHITE WATER FOUNTAIN/OPPOSITE CAFE WITH SIGNS SAYING: 'SMOKEHOUSE'
I located a FREE Tai Chi event through the site
http://www.meetup.com
...which takes place inside of Regent's Park between 10AM-11PM on both Saturday/Sunday.
I attended going there on both days. As usual with me, sometimes, I got there early/other times late.
For the first 2 or 3 lessons; it was just me and teacher Jake. (A young 21 year old blue eyed American who says he's from New York.) He is a very good teacher in that he gives one extremely detailed and clear explanations; which a lot of Tai Chi teachers don't even bother doing; so that one often ends up feeling totally confused. However, with Jake you come away feeling you really know and understand the whole purpose of the lesson/movements, instead.
160815 THE WALLACE COLLECTION
Sometime, during last weekend, Sunday; I went to visit seeing The Wallace Collection; which is a small art gallery housing a private collector's artworks; which is open to the general public. This gallery is located in Manchester Square, just behind Baker Street. I was surprised to see that it contains many wonderful artworks -in fact, quite literally, 100's of them- by 'great' masters including: Rembrandt, Rubens, Titian, Boucher, Murillo, -etc. In all there are 2 entire floors to see; and, the variety of artworks is wide including sculpture/paintings/ceramics/pottery/furniture/tapestry/decorations/-etc.
190815 BIRTH CERTIFICATE ID
Recently, during this week I went to Brixton Town Hall to pick up a 'birth certificate' copy...which I'd already paid £10.00 for; and, ordered around 1/or, 2 weeks before; because I'd lost my 'original' birth certificate.
This was meant to be a pretty straight forwards process...; namely, you pay your money; you are given both a time/date to come and collect it; and, then, you're done. However, the process proved to be more more lengthy and difficult than that.
The first time I went to collect, they told me they had lost it...; therefore, they will phone me back; I received no phone call(possibly, my answer machine was too full; and, couldn't receive any further messages); so I had to return back there in order to query in person.
The second time they said, yes, they have it; however, it's been wrongly printed out onto a 'green' marriage certificate paper; therefore, will need to be corrected. Come back in an hour's time.
The third time, they seemed to have gotten it correct, printing on to 'light brown' paper(not the 'original' red as I'd been expecting). They also said that, now-a-days, these certificates are 'typed', which is much clearer to understand/read; and, then, officially signed.
Ironically, however, I wanted to use the Birth Certificate as proof of ID; but, when I read the notice which is written at the bottom it said:
"WARNING: A CERTIFICATE IS NOT EVIDENCE OF IDENTITY."
200815 OCS CLEANING AT OVAL CRICKET GROUND: 6:30 AM-1 PM
Yesterday, I went to work at OCS, again.
-(So far to date, I've worked there twice; each time on a Friday doing the 'late shift': 9PM upwards; the first night shift was from 9AM-2PM; the second night shift was short around 2 hours long...I got there late by around 1 hour, so...10AM-12 midnight.)
Recently, they offered me continuous 'late shift' work: 6:30AM upwards for 5 days: 20/21/22/23/24 August 2015.
I did my first 'night shift', yesterday, Friday. At first, everything went ok; because each time I go there I usually do just one same job which is 'emptying bins'. I emptied bins from around 7PM-1PM. Then, at around 2PM -(we had 1 hours break)- they decided to change my work to 'cleaning toilets', instead; that's when I decided to, immediately, 'sign out'...so that I don't have to clean toilets which is something I absolutely hate!
I'm really not too sure if I will be returning back there today during the evening; as I feel rather deeply ashamed and embarrassed that I might have gone and let the cleaning 'team' down; they probably view me as being a 'traitor', now.
However, I still have some serious bills to pay; and, no money to have to pay these with...my bank a/c. currently says a balance of only £0.76p. This is because my Benefit money has been sanctioned; meaning I did something wrong...signed on 'late'/or, didn't attend a job interview/-etc.; all the way until Oct 9th 2015. So, I really need money to pay all of the constantly incoming bills with really most desperately; otherwise, I would never even 'dream' of working for OCS.
Basically, Streatham Job Center insisted I do the Work Program at Ixion Business Center, Tooting, Bickersteath Road; and, the Work Program advisor, a young black guy called, Philip...who I told I will do any job; but, NOT cleaning...decided to give me the cleaning job, anyway!
210815 BARCLAYS BANK CASH CARD
Sometime, during this month August 2015 I opened a Barclays Cash Card a/c.; so that I can pay in my wages whenever I find suitable work.
The first Cash Card they sent me was plain/non-personalized; however, later on, I discovered that it's possible to personalize your Cash Card uploading a photo of yourself online; which will, then, get printed out onto the card. I received my personalized Cash Card today. Have to cut up the previous one; and, use the new, instead. The new one also has a slightly different number.
210815 BAKAVVOR FOOD COMPANY/DIDN'T GO FOR JOB INDUCTION AT 7AM TODAY
The Work Program told me to go for a 'paid' job induction today at Park Royal...which is near the end of the Central Line on the tube map...for BAKAVVOR Food company...who run 3 x large warehouses. In fact, I was meant to turn up there at 7AM.
However, I went to work for OCS Cleaning at night; and, came back home late; went to sleep around 4 AM; and, awoke around 10AM which is far too late to attend a 7AM appointment; which means I may have to re-apply, at the London Bridge branch of Ixion, for a BAKKAVOR interview all over, again; including Maths/English test/ID papers/-etc.
Thursday 6 August 2015
060815 Latest news: CAP/Birth Cert.
THINKING OF SWITCHING DEBT HELP SERVICE
PERSONAL DEBT HELPLINE
My current debt help service is PDHL/Personal Debt Help Line.
What these debt help service people do is they arrange with your creditors affordable repayments; and, also, get the creditors to freeze piling on huge amounts of interest for each and every single month.
I currently owe around 8+ grand in debt to various credit card companies/bank loans/-etc.
You arrange a regular monthly payment to help cover both their own administration costs/as well as, to cover paying off the people who you owe. For example, when I pay PDHL £80.00 monthly; around half of that payment is taken as being their admin costs. This makes the debt really slow to pay off, indeed.
NOTE: Currently, PDHL has cut down the £80.00 I normally used to pay to become £20.00 monthly, instead; due to my JSA/Job Seekers Allowance money having been sanctioned. Meaning, I won't be able to get any more benefit money not until Oct 9th 2015. In the mean time, I have no other choice except to see work in order to pay the bills.
CHRISTIANS AGAINST POVERTY
The debt help service who I've been in contact with, right now, is called: CAP/Christians Against Poverty. The main advantage of their service is they don't take any charges at all for themselves; instead, their admin is done totally for free; and, so, all the rest of your money can go towards meeting the debts you owe.
The only problem is, they want me to close down my current bank a/c.; as I owe them for an overdraft loan; and, go open a different bank current a/c. instead with another bank. So, in this way, CAP can deal with paying off the debt; without me running up any further charges. Today, I made an appointment with Barclays bank to see if they would let me open a current a/c. They told me to come back there on Aug 13 10:00 AM.
My CAP support worker is called: Vanessa Reuters. I had a talk with her today at the church in Tulse Hill, Trinity Rise. She mentioned...
-I should contact my GP to get a referral to Brixton Mosaic -(mental health)- services for Aspergers Syndrome; and, then, maybe, they could help me to find a job; also, offer other support services, possibly; such as a support worker.
-I should contact my local Center 70/or, CAB/Citizen's Advice Beaureau in regards to which benefit would be most suitable to apply for if you have Aspergers Syndrome.
-I should make sure to apply for Council Tax help as soon as possible.
In addition to which she gave me some forms to go and fill in/prepaid postal envelopes to send...if I wished to apply to CAP on my own.
BIRTH CERTIFICATE APPLICATION
Unfortunately, I went and lost my 'original' birth certificate. Therefore, I had to get in contact with Brixton Town Hall Births & Deaths Registry office to apply for another one. The young lady who works there said I should fill in a form; and, also, pay £10.00. Then, she gave me a ticket...to come back and collect the certificate at anytime between: 12:00 to 4PM on Aug 12 2015.
Personally, I was really surprised that this task was so easy to do. Because last time I tried doing it online; I found I could not; as the form was asking me for all sorts of details that I don't have such as fathers name/-etc.
Anyway, I still haven't gone and picked up the Birth Certificate, yet; so, I really don't know exactly how much help it will be to me, in future. Will I be able to use it to apply for a passport/or, driving licence/-etc.; I will just have to wait and see...?
PERSONAL DEBT HELPLINE
My current debt help service is PDHL/Personal Debt Help Line.
What these debt help service people do is they arrange with your creditors affordable repayments; and, also, get the creditors to freeze piling on huge amounts of interest for each and every single month.
I currently owe around 8+ grand in debt to various credit card companies/bank loans/-etc.
You arrange a regular monthly payment to help cover both their own administration costs/as well as, to cover paying off the people who you owe. For example, when I pay PDHL £80.00 monthly; around half of that payment is taken as being their admin costs. This makes the debt really slow to pay off, indeed.
NOTE: Currently, PDHL has cut down the £80.00 I normally used to pay to become £20.00 monthly, instead; due to my JSA/Job Seekers Allowance money having been sanctioned. Meaning, I won't be able to get any more benefit money not until Oct 9th 2015. In the mean time, I have no other choice except to see work in order to pay the bills.
CHRISTIANS AGAINST POVERTY
The debt help service who I've been in contact with, right now, is called: CAP/Christians Against Poverty. The main advantage of their service is they don't take any charges at all for themselves; instead, their admin is done totally for free; and, so, all the rest of your money can go towards meeting the debts you owe.
The only problem is, they want me to close down my current bank a/c.; as I owe them for an overdraft loan; and, go open a different bank current a/c. instead with another bank. So, in this way, CAP can deal with paying off the debt; without me running up any further charges. Today, I made an appointment with Barclays bank to see if they would let me open a current a/c. They told me to come back there on Aug 13 10:00 AM.
My CAP support worker is called: Vanessa Reuters. I had a talk with her today at the church in Tulse Hill, Trinity Rise. She mentioned...
-I should contact my GP to get a referral to Brixton Mosaic -(mental health)- services for Aspergers Syndrome; and, then, maybe, they could help me to find a job; also, offer other support services, possibly; such as a support worker.
-I should contact my local Center 70/or, CAB/Citizen's Advice Beaureau in regards to which benefit would be most suitable to apply for if you have Aspergers Syndrome.
-I should make sure to apply for Council Tax help as soon as possible.
In addition to which she gave me some forms to go and fill in/prepaid postal envelopes to send...if I wished to apply to CAP on my own.
BIRTH CERTIFICATE APPLICATION
Unfortunately, I went and lost my 'original' birth certificate. Therefore, I had to get in contact with Brixton Town Hall Births & Deaths Registry office to apply for another one. The young lady who works there said I should fill in a form; and, also, pay £10.00. Then, she gave me a ticket...to come back and collect the certificate at anytime between: 12:00 to 4PM on Aug 12 2015.
Personally, I was really surprised that this task was so easy to do. Because last time I tried doing it online; I found I could not; as the form was asking me for all sorts of details that I don't have such as fathers name/-etc.
Anyway, I still haven't gone and picked up the Birth Certificate, yet; so, I really don't know exactly how much help it will be to me, in future. Will I be able to use it to apply for a passport/or, driving licence/-etc.; I will just have to wait and see...?
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