Friday, 28 April 2023

Fri 280423 Facebook uploaded videos/Pra Group assessment/Over 60 Oyster card/Library book fines/Smart card voucher payments

FACEBOOK VIDEOS/STICK FIGHTING

During the last couple of days, I used my iPad to take some 'selfie' videos...of me playing around using a broomstick; and, pretending to do martial arts.

I think, altogether I must have gone and uploaded, at least, 8 videos, previously; and, this morning I decided to make another 2.

The idea behind it is...at least, I'm taking some exercise; as opposed to just lying down and doing absolutely nothing.

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PRA GROUP/ASSESSMENT

When I went and checked any letters that might have fallen through the front door...I saw there was one from Pra Group. They wanted me to phone them to do an assessment of what is my current circumstances...; so, they can be sure I'm making the right monthly re-payments...which is £5.00 monthly. In all, I think, I owe them something like £240.00 still outstanding for a credit card debt.

Anyway, I spoke to a female representative...for around 15 minutes or so...; then, it was agreed the current plan can still remain in place...for the next 6 months. If I am having any problems in the mean time...I should get in touch.  

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Overview | Transport for London (tfl.gov.uk)

I visited tfl.gov.uk web site...to apply for an over 60's Oyster travel card.

The only trouble there is...I don't have...

- A passport
- A driver's licence

...so, I will have to find a way to get around this.

What I did do, today, was to successfully register my interest with them...; so, they allowed me to sign up at their web site...with a username(email)/password combination.

This is merely just step 1.

The email they sent me says...

>>

      Activate your oyster card account
<<

Only, I need to...

- show suitable ID

- pay £20.00 to purchase it

- pay £10.00 yearly to keep it 

...all of these things I still haven't  done, yet. Therefore, the a/c isn't fully 'activated', yet. 

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WEST NORWOOD LIBRARY

I visited West Norwood Library...in order to pay some library book fines: £10.90.

I paid them £3.50...which leaves me still to pay another £7.40 balance.

I didn't bother taking out any further library books...due to fears of running up some more  library books 'overdue' fines. (Somehow, I can never remember to re-new the books on time...; even, though, now-a-days, it is possible to renew online.)

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WEST NORWOOD POST OFFICE/ADDED 2 X GOVERNMENT VOUCHERS ONTO DOWNSTAIRS ELECTRIC METER 'SMART CARD'

The government gave me 2 x vouchers each worth £67.00; which where also getting fast 'out of date'. 

I decided rather than waste that help...might as well use it, instead. So, I went off down the road to go visit West Norwood post office. Had to bring along ID...birth certificate/recent utility bill.

I'd never tried topping up my newly installed 'Smart meter' this way before...by using credit vouchers; but, much to my surprise, the vouchers were accepted...and, there was no complaint.

My only big worry was...when I return back home...will the voucher purchase show on the meter itself?

However, when I did return back home...yes, the purchase worked. I, now, have a balance total of £393.69 on my downstairs electric meter...; and, all of that credit was government voucher based. 

What I really should have done...is add those vouchers to my upstairs 'gas' meter bill...which is, currently, -£348.xx in debit. But, as I already made a payment agreement with British Gas to pay them £50.00 fortnightly towards this...; plus, they haven't given me any 'smart cards' to use upstairs, yet, on both the gas/electric meters; so, I just used the vouchers to cover downstairs, instead.

My guess is, judging from the amount of electricity I use downstairs...which is around £30.00 monthly; therefore, I should have enough money on the downstairs electric meter...to last, at least, around a year long. 




  






Thu 270423 Current a/c. overdrawn/brought 4 x t-shirts/10 x Jam Doughnuts/avoided chicken and fries

DEPOSITED FUNDS INTO OVERDRAWN CURRENT A/C.

When I awoke...I checked what was the state of my current a/c. online. I found I was badly overdrawn...

-  bank charges on an overdraft loan of £2,000.00; this resulted in £30.00+ monthly interest/plus, more fees for DDR bouncing.

-  TalkTalk had charged me £52.50...£12.50 because a Direct Debit DDR had bounced

- and, so on. 

So, I really had no other choice but to walk over to Streatham in order to make the necessary deposit into my current a/c.; at W H Smith/Post Office.


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I walked into a store that was advertising t-shirts on sale: £15.00 for 4/£5.00 each/1 FREE. So, I decided to go with that...as I need t-shirts, desperately...; many of my own t-shirts do have holes in, I'm afraid.

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LIDL SUPERMARKET

I walked down to Lidl...where  I brought myself 10 x Jam Doughnuts.

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STREATHAM LIBRARY/REALLY GOOD SMELLING FOOD

Afterwards, I walked across the road to visit Streatham Library. In there I smelled some really wonderful cooking...meat, curry and rice...in one of the rooms next to the side entrance. I asked if anybody can eat...and, a lady came over and told me, yes...if you're a member. I forgot exactly what she said you should be a member of. Anyway, she said she would be willing to let me have a plate of something...; but, for some reason, I went and changed my mind(pride, didn't wish to look too poor, I guess); so, I just left to go check out the rest of the library. All the time, I'm smelling that cooking...it's been so long since I've eaten some really good food.  But, no, I wasn't going to give in to temptation. I just told myself, I brought 10 x jam doughnuts...surely, that should be enough...if I can only 'wait' to get home; then, I can eat these with some tea.

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THE WALK HOME

As I walked home...at the same time, I really couldn't resist eating some of the Jam Doughnuts. I must have eaten 3 outside...before getting home. 

Eventually, when I did arrive home...I ate another...3/or, 4; with tea. After that I was pretty sick of Jam Doughnuts...didn't want to eat anymore...even with my incredible 'sweet tooth'.

I had the rest of the Jam Doughnuts the next morning when I awoke.

I thought to myself...those 10 x Jam Doughnuts should have lasted me all week long; but, instead, in just 2 days...they were all completely gone...?!

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Later on, during the late evening...I started to feel pangs of wanting to eat MM Chicken...from Tulse Hill/their shop is on the corner junction of York Hill...along the main road.

The cost is £9.99 for 20 x chicken wings + 2 x fries. I knew that all the money I had left inside of my current a/c. was just £10.01p.

In the end, I decided to put buying the 'chicken and fries' off...until another day; because, number 1, my funds were so low; and, number 2, there were some other things I needed to buy like cookham/and, lamb pattie in West Norwood Iceland; so, I decided to go with that idea, instead.


Thursday, 13 April 2023

Thu 130423 Dream: Gambling/Dustbin men/Boiler call/Nusiance call/GP call/Remote delivery/-etc.

 Thu 130422

- 8 AM AWOKE: Had a really 'strange' dream...where I WON the Lottery...!!!
- 9:30 AM Saw the dustbin men outside emptying bins...; forgot to put out my own bin during yesterday evening; so, had to drag my own bin towards them, manually, for them to go empty it.
- 11:50 PM Got a phone call from: https://bhenergysolutionsltd.co.uk/ offering new FREE boiler installation.
- 12:05 PM Got a nuisance phone call...eFrag/Fraud (didn't respond/dropped phone down)
- 14:00-14:27 VISIT FROM MICHAEL THOMAS/HOUSING PROBLEMS WITH THE ROOF
- 4 PM GP NICOLA ARRANGING PHYSIOTHERAPY IN STREATHAM/THEY WILL SEND ME A LETTER/SHE WILL EMAIL ME SOME EXERCISES TO DO
- 4:10 PM New TV Remote control arrived through the post/ordered from off eBay. (Left feedback!)
- 5 PM GINGER WINE, NOW, ALL DONE - 7:30 PM Went down road to empty smelly food rubbish into the public tip. Also, to throw away some broken roof tiles which had fallen down.

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- 8 AM AWOKE: Had a really 'strange' dream...where I WON the Lottery...!!!
Thu 130423 (NOTE: The 'unlucky' number: 13...inside of the current date...?!)
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Boy, did I have a really strange dream...and, can't really tell when last I had one just like it.
I was sitting inside of a Casino playing all different sorts of games...; then, I recall I won at one of these...; and, next, used those winnings to invest in betting on another game, instead.
Well guess what...it won...; but, not only did it win...; it said you'd gone and 'broken the bank!'
So, I was like...wow...I've made it...every gambler's ultimate dream is to 'go break the bookies bank'...and, yes, I finally did it! 😉
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Then, I awoke...; and, the very next thought that hit my mind was...there is, also, such a thing as people having 'dreams of contrary'...where, essentially, 'good dreams/turn bad'.
In reality, though, I am 'totally flat broke'; meaning, there is little or no money left inside of my bank a/c's.; and, what little is left is just 'fast' running out...thus, leaving me feeling, really and truly, 'scared'...!
The other big worry I'm having is...such dreams which 'tempt' you to go gambling...are really bad; and, especially, so...when a person is a 'gambling addict' like myself. In that whatever money you do have left...you will be 'tempted' to go and gamble it...; and, then, that really will leave you with having absolutely nothing.
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It's the doing 'endless dreaming'...which got me into so much trouble in the first place...only succeeding in totally 'emptying' out all of my bank a/c's
Meaning, doing all of this 'endless dreaming' has really gotta stop...by just NOT following it up in any way at all!
So, far it's been around 1 week that I been off gambling...; and, frankly, that's exactly where I'm going to stay.
F*** dreaming...because dreaming has totally ****ed me!
The only bank that the 'addictive gambler' is going to break is, in fact, their 'own'...; because, they themselves know deep down inside...and, judging from their own previous experiences, repeatedly, again and again...that even when they do win...; then, purely due to the fact that they just CANNOT 'stop' themselves from doing endless gambling...with the odds set against your winning in the long run...that just means you lose...all of your stake/winnings, and, more(money/dignity/self-worth/the trust of others...family/friends/-etc).
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I heard of something call going 'cold turkey'...where the addict experiences strong withdrawal symptoms...maybe, the less you are doing it...means, the more you 'think' about, actually, doing it.
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- 9:30 AM Saw the dustbin men outside emptying bins...; forgot to put out my own bin during yesterday evening; so, had to drag my own bin towards them, manually, for them to go empty it.
Looking outside the window...after hearing some noises...I suddenly realised it's, Thursday...when the dustbin men come to empty out all of the bins. Only I'd forgotten to put my bin outside during yesterday evening. So, I had to get up, go out there wearing slippers...and, manually, push the bin over to where the dustbin truck was...in order to get my own bin emptied.
(If the bin isn't full...; then, I don't worry about emptying it out every single week...; but, this week it was pretty full...so, therefore, needed to be emptied.)

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- 11:50 PM Got a phone call from: https://bhenergysolutionsltd.co.uk/ offering new FREE boiler installation.

Got a phone call from:
...they said they would offer me a FREE boiler replacement; but, they would need to take down some details, first; in order to send someone to my house to do a house survey.
I really felt extremely uncomfortable with total stranger people phoning me straight 'out of the blue'; and, asking me to reveal my 'personal details'...such as: post code/house number/name/email/date of birth/-etc.
But, at the same time, I badly need to get the old boiler replaced...; so, I decided to go ahead with it all. (Fingers crossed.)

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- 12:05 PM Got a nuisance phone call...eFrag/Fraud (didn't respond/dropped phone down)
- 12:20 PM Just did 1471...repeats back the number that, most recently, called you: 020 3375 2093

Got another phone call...this time from some guy (who I don't know)...says he's from a company called: efrag..?! And, he started telling me all about...his company deals with 'fraud'...after which I simply went and dropped the phone down.
Just last week I got a phone call from this other guy...who also mentioned that his company deals with 'fraud'...; for a while I played their game...; but, in the end, I just dropped down the phone...after getting totally sick and tired of it.
Random callers...just drive me mad; especially, when you are running over to the phone whenever it rings...because you were expecting to received an important phone call.

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14:00-14:27 VISIT FROM MICHAEL THOMAS/HOUSING PROBLEMS WITH THE ROOF

Had a visit from Michael Thomas...who's business is buying/selling houses.

He came to look at the roof leak...; and, brought along some roofing tarpaulin along with him.

However, when he looked he said, that's not the right size; so, he will perhaps come back here, again, tomorrow.

He said, he cannot see any easy access to the 'outside'; and, just putting up whole house scaffolding to reach the 3rd floor would cost £1000.00's; in addition to which...in order to put up scaffolding...you would need to inform the neighbours as well.

I also showed him the other 2 leaky roofs downstairs; and, that at the very bottom of the house there is 'dry mushroom rot'.

I told him I'm trying to apply to get a grant to fix things from somewhere...; but, so far to date haven't been successful, yet.

What I found to be most deeply worrying is...when I asked him about what does he believe this house might be worth...rather reluctantly, he said, "you don't want to know!" And, that answer left me feeling rather deeply 'shocked'; as it might mean that I've already gone and left things too late.

But, on the other hand, I'm also 'aware'...that there are many other house valuations out there...so, he's just giving me one point of view...which is, of course, his own. Though, I'll admit...he works in real estate trading...; and, I don't...; so, I'm not exactly completely ignoring his opinion altogether.

I asked him does he think that the roof might collapse...; and, his reply was, yes, it's possible...as the wood is rotten straight through and through...plus, the wet rain keeps on coming in.
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4 PM GP NICOLA ARRANGING PHYSIOTHERAPY IN STREATHAM/THEY WILL SEND ME A LETTER/SHE WILL EMAIL ME SOME EXERCISES TO DO I got a 'surprise' phone call from my GP Nicola. She spoke to me about getting physiotherapy for my hurt arm...fell of my bike last year: 6th August 2022. She mentioned to me about missed appointments; for which I tried giving excuses. Anyway, ultimately, she arranged for a physiotherapy appointment in Streatham. And, also, said she would send me some exercise to do through an email. LATEST UPDATE I did get Nicola's email with a link of exercises to do...; but, I haven't tried using the link, yet. What I did do was respond back to Nicola's email...informing her that, yes, I did get it.
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- 4:10 PM New TV Remote control arrived through the post/ordered from off eBay. (Left feedback!)
I went to go and check email...; and, to see if the GP's letter had arrived, yet. Inside there I saw an email which said that eBay had delivered a 'remote control' to my door. So, I went downstairs to see if the package was there; and, sure enough, it was. NOTE(1): I still haven't tried sticking in 2 AAA size batteries to see if this remote control works, yet; but, I will...; and, then, after that's done...I will, immediately, leave eBay feedback. LATEST UPDATE NOTE(2): I did try inserting batteries into the remote control that was delivered, today; and, it worked. So, I went over to eBay to leave the appropriate feedback. Only, I think, I left the feedback for the wrong seller...you see, I went and ordered 2 of the exact same items...; so, after having left feedback for the wrong one...; I had to go and leave feedback for the right seller, instead(I knew it was the 'right' seller...because the message said item was delivered, today...which I saw too late. Whereas, the other item states item not yet delivered.). I'm just hoping and praying that the 2nd remote I'd ordered also turns up...because, I already left them with full 5 star feedback...?!
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- 5 PM GINGER WINE, NOW, ALL DONE The last bottle of ginger wine I had is now all done/finished/completely drained dry. I really enjoyed it...; what made it so extremely 'special' was I didn't have to pay for it by using 'cash'; instead, I brought it using a 'voucher' I'd won online by visiting: https://rewards.microsoft.com
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- 7:30 PM Went down road to empty smelly food rubbish into the public tip. Also, to throw away some broken roof tiles which had fallen down.

I can't stand keeping smelly food rubbish...which I dump into a plastic bag...inside of the house for too long; as, gradually, the smells tends to grow worse and worse. Thus, at some point it becomes necessary to make a trip over to the public tip...which is half way down the road; then, come back up, again. I also had to dump some broken roof tiles which had fallen down from off the top most roof.
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Tuesday, 4 April 2023

Tue 040423 Latest updates: Visited S on Su/Returned Tu - Skrill/Neteller- GP/BG

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VISITED S

On Sunday I went to see S...was given a car ride both there/and, back, again. Returned Tuesday morning.

Everybody seems to be doing ok.

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PHONED M...telling them about my 'latest' S visit

I didn't talk much with M...just to keep them informed about what are the 'latest' going's on. M says she wouldn't mind visiting S at home. 

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2 PM GOT A PHONE CALL FROM: GCG-data.org

Got a phone call from: 

https://gcg-data.org

...they inquired if I had done any financial investment; as they were doing fraud recovery...

At first, I sent them screenshot details of my Skrill a/c.; explaining, originally, I placed in there small amounts of around £10.00; and, was able to withdraw funds; but, as the money I put in grew larger...reaching £100's of pounds...approximately £400.00; I discovered I was losing money by investing in Crypto...so, decided to withdraw it...; but, then, Skrill put blocks on my a/c.; so, I could no longer with draw anything at all...?!

Skrill's excuse was, I need to provide sufficient ID...in the form of:

- Passport

- Driver's License

- ID Card

...none of which I have. So, for that reason all of my Skrill funds did/do remain still 'frozen'.



Anyway, at some point this company who contacted over the phone straight from out of nowhere; asked me to go and download AnyDesk software; which, apparently, allows people to 'remotely' log into your computer in order to use it; I replied to them, I didn't like the idea of installing any software on my computer at all; after which I decide to put an end to any further conversation.

I recall investing money not only into Skrill/but, also, into Neteller...which I used to fund betting at William Hill online. (But, I only saved/invested in Crypto using Skrill.) So, I also decided to go check out seeing if my Neteller a/c. was still 'active'. It appears, both Skrill/Neteller a/c's are still 'active'; but, both are also unverified a/c's; so, therefore, you cannot expect to put any large amounts of money in there which you would, later on, like to withdraw...because, you're a/c. would be, automatically, 'blocked' from being able to withdraw anything.


PHONED GP/PHYSIO APPOINTMENT

I phoned the GP in order to make a physiotherapy appointment; they said they would phone me back on...Thu 170423 3:55 PM.

PHONED BRITISH GAS/SMART METER INSTALLATION

I'd missed the Mon 3rd 9:50 Smart Meter appointment; (thus, incurring a charge of £30.00); and, had to make another appointment, instead: Sat 8th.